How Ratio Trade works
trusted and affirmed by

“Ratio is helping us transform the purchasing experience. We see many ways to sell more deals faster  - we do it by speeding up the procurement process for our customers.  And we collect upfront no matter how the customer pays.”

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David Keane, Founder & CEO @ Bigtincan

David Keane

Founder & CEO

No-Debt, No-Equity Growth Capital

No warrants, No dilution

No Debt on balance sheet,
No interest costs

Instant cash from selling future
purchase receipts for cash

Boost

Simplified Quote mock with Ratio payment options embedded, and customer payment plans overlayed

Flexible payment options to close faster, embedded into sales

Trade

Credit meter graphic, showing 87% 'Excellent' credit

Get funded now leveraging your existing recurring revenues

No-Drama Growth Capital

  • No covenants
  • No restrictions on usage
  • No cumbersome reporting burdens

Pull Forward Cash from the Future

  • Get paid now even though customers pay later
  • Align payments to Ratio with customer payments
  • Unlock capital for growth from your own assets without dilution or debt

No Payments Up to 12 months

  • Pay Ratio only when your customer pays you!
  • No monthly payments required for Ratio unlike venture debt and revenue based financing
  • Pick and choose which contracts to sell based on your cashflow needs
loved by Customers & industry leaders

“B2B SaaS sellers will really appreciate the competitive advantage they gain with Ratio’s customer-centric flexible payment options. Every SaaS company can use Ratio.”

Photo of Tom Rilley, Board Member at Talkdesk

Tom Rilley

Board Member

"Ratio offers a powerful, often untapped, strategy for SaaS companies to accelerate sales and growth financing. In the past this has only been available to the largest companies in the world."

Doug Merritt

Former CEO

"Our affiliates are excited about the payment flexibility that Ratio provides and having the ability to collect the cash upfront."

Tom Corr, CEO @ AI Partnerships Corporation

Tom Corr

CEO

“As a software company, liquidity is paramount to fueling our growth. But raising capital can be expensive, dilutive and with unpredictable timing. With Ratio, we are able to leverage our recurring revenues to optimize cash flow and fuel our growth, without dilution - all through a process that is accretive to sales conversion and puts us in control of our own destiny.”

Oz Eleonora - CEO @ Bitvore

Oz Eleonora

CEO

"With Ratio, we can now leverage our recurring revenues to fuel our growth, optimize cash flow, and improve sales conversion - all without dilution."

Richard Whalen, Head of Finance @ Brainshark

Richard Whalen

Head of Finance

"Our customers love the payment flexibility that Ratio provides and we love collecting the cash upfront."

Alvaro Gutierrez, Co-CEO @ Barkibu

Alvaro Gutierrez

Co-CEO

"Every technology company should consider Ratio to optimize their capital structure and boost growth. Ratio is the best option in the market!"

Mark Ellingson, CFO @ AI Partnerships Corporation

Mark Ellingson

CFO

"Ratio is helping us transform the purchasing experience. We see many ways to sell more deals faster  - we do it by speeding up the procurement process for our customers.  And we collect upfront no matter how the customer pays.”

David Keane, Founder & CEO @ Bigtincan

David Keane

Founder and CEO

Every SaaS company should partner with Ratio because it’s a true win-win situation – our customers get the terms and flexibility they need and we get the cash upfront without dilution and zero risk.”

Sonal Puri

Board Member & Former CEO

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