Convert Your
Contracts Into Instant Cash

Fund your business using your own untapped assets

Calculate your funding


Your current ARR

can fund you up to
sign up to get $1,200,000
schedule a call
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Get Strategic Capital Now

It’s your business, and your revenue. Use it to grow, invest and build.

Working Capital




New Products

Extend Funding Runway

No Dilution

Equity is a critical piece to building your company and compensating your team. Taking strategic capital from Ratio involves no dilution from selling equity or issuing warrants.

No Restrictions

  • Fewer restrictive covenants than traditional term loans and venture debt
  • No cumbersome and manual reporting burden
  • No restrictions or approvals on fund usage

Fast & Easy

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Connect your systems with a few clicks

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Finish your application in minutes

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Receive approval within hours

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Cash in days, not months

Security & Privacy

  • All network traffic is encrypted using TLS v1.3 through RSA-2048
  • All data is encrypted at rest and physically segregated by tenancy
  • Ratio does not store any user credentials whatsoever
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