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Payment flexibility is beneficial for everyone, that’s why Ratio helps you land more deals by allowing you to create customized offers for every deal. You decide if you want to pass on the financing fee to the customer, split it, or cover it yourself. With our embedded solutions, you don’t even have to leave your CRM!How it works
Sell more deals - increase conversion rates
Reduce CAC payback time period
Reduce average discount
Sell Faster - Less negotiation on term
No 3rd party leasing company needed
Convert to X-as-a-Service business
Embed in CRM or CPQ
Ratio Boost is a unique approach to embed financing at the point of sale. Sellers get to provide unparalleled payment flexibility, collect the full value of the contracts upfront, and gain access to tools to help optimize pricing. Since we are true sale, the seller transfers the full risk of collections to Ratio which is equipped to underwrite and assess the creditworthiness of prospective customers.
From a buyer perspective, minimizing upfront cash outflows on CapEx purchases is the smarter strategy in a high-interest rate environment. By now pay later also provides higher flexibility to the buyer on when and how they want to pay. It shifts agency and choice to the buyer based on actual creditworthiness vs. arbitrary limitations imposed by the seller.
Adaptive Purchase Experience
Determine churn risk and mitigate with payment flexibility, longer terms, and fewer costly re-negotiations.
Never require customers to pay upfront. Fewer delayed or lost deals for short term budget constraints.
Offer payment options instead of discounts.
Transfer risk off your balance sheet and expand working capital.