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Reduce Cash Flow & Working Capital Issues Without Pissing Off Your Sales Team!
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We're incredibly excited to announce that Ratio has secured $411M to fuel the transformation of B2B financing.
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Manual billing and collections systems can’t keep up as high-volume B2B SaaS teams scale. The result: rising DSO, operational drag, and delayed cash flow. This post breaks down why 2025 is a turning point for billing automation and how teams are streamlining AR workflows without disruption, powered by solutions like Ratio Boost.
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If you're a SaaS CEO weighing whether to offer Buy Now, Pay Later for your business, this Q&A cuts through the noise. We answer the most pressing questions about how BNPL impacts cash flow, conversions, and customer experience — so you can decide whether a BNPL provider like Ratio Boost is the right move for your revenue strategy.
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Stripe Billing is robust, but not every SaaS business needs its full complexity. If you’re dealing with tighter budgets, limited dev resources, or simpler billing needs, this guide explores 6 top Stripe alternatives and 3 Stripe enhancers. We also show how Ratio Boost can extend Stripe’s functionality—no full migration required—for teams scaling smarter.
Most B2B SaaS billing tools automate invoicing but not all help you close more deals or collect faster. This guide compares the five best platforms in 2025 and shows why Ratio leads by turning billing into a revenue accelerator with embedded financing and quote-to-cash automation.
Most quote-to-cash software speeds up quoting, but not cash in hand. This post ranks five Q2C solutions by revenue impact: which ones help you close faster, protect ACV, and get paid upfront without discounting or delays.
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If you’re searching for high-rated CPQ software for quote-to-cash, this guide breaks down the top tools B2B SaaS teams trust most. You’ll also see why many are now switching to Ratio to close deals faster and collect revenue without delays.
SaaS companies lose revenue when deals stall over payment friction. Embedded finance platforms let B2B companies offer flexible terms while collecting cash upfront, boosting conversions, removing discount pressure, and accelerating growth. This guide compares the top embedded finance platforms built for B2B SaaS in 2025 and how to choose the one that best fits your sales motion.
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🚨The Challenge: Revenue’s up, but you can’t fund what’s next Sales are closing. ARR is rising. But when it’s time to hire, expand, or invest, cash isn’t there yet. In SaaS, working capital isn’t just a finance metric. It’s your ability to fund growth, stay flexible, and absorb shocks. At its core, it answers: 👉 Do we have enough cash on hand to make our next move?
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🚨 The Hidden Risk: SaaS sellers are quietly financing their buyers—and it’s draining their growth. To close deals, teams offer net terms, monthly billing, or deferred starts. Buyers get flexibility. But sellers? They deliver value now and wait —sometimes months—to get paid in full. It feels like sales enablement, but it’s something else: funding customer affordability out of your own cash flow. Without structure, it erodes margins, slows collections, and increases risk. 🕒 CAC payback stretches 💸 Discounts pile up 📉 Churn, defaults, and forecasting issues grow
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The Challenge: You’re growing, you’ve invested in tools—and yet, everything feels harder to manage. As your company grows, so do the tools. 🧾Sales adds a quoting platform to move faster. 💳Finance brings in a billing system to manage revenue. 📊RevOps implements dashboards to track performance. Each team chooses what works for them. In fact, teams use an average of 10 tools to close deals. But none of it works together.
