You saw this on LinkedIn

Friends: Joey ‘Nice Move’ (3 options)

Buyer pays over time. You get paid upfront. Nice move.

Most teams do it backwards: sign now, collect later, chase forever.

Monthly billing looks generous. It's just a cash delay you fund.

Closing Motion flips it - flexible terms for them, cash upfront for you.

That's the move that keeps your growth off the waiting list.

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Two right-pointing arrows created from evenly spaced white dots on a black background.
Two right-pointing arrows created from evenly spaced white dots on a black background.

The meme is funny because it’s true.

Here is what Ratio does about it: your buyer pays monthly, you get paid upfront. Twenty minutes on your numbers, no pitch deck.

B2B technology companies already selling on terms

What Ratio does

Your buyer pays monthly. You get paid upfront.

Ratio is a Closing Motion platform for B2B tech. Put flexible payment terms in the proposal, close on the buyer’s schedule, and Ratio pays you the contract value upfront. No discount to force a prepay. No debt on your balance sheet.

Terms in the proposal

Monthly, quarterly or custom schedules, priced before you send it. Stand-alone or inside your CRM.

Your buyer picks and signs

A schedule that fits their cash flow. Ratio underwrites the buyer in seconds, so nothing stalls between yes and signature.

You get paid upfront

Ratio pays you the contract value upfront, minus a fee, and your buyer pays Ratio over time. Ratio bills and collects, so your team never chases a payment.

Book a demo

Close is not a signature. Close is cash upfront.

Few minutes with our team, on your numbers. If Ratio does not work for your contract sizes, we will tell you on the call.