Calculate Your Revenue Uplift with Ratio

Three things happen at once. First, you stop giving large discounts to force annual prepay, so your average deal value increases. Second, more buyers convert because flexible terms remove budget objections. Third, your internal costs drop because Ratio handles collections, reduces write-offs, and eliminates billing complexity. The calculator models all three effects together.

You can. Many sellers pass part or all of Ratio's fee to the buyer, which means the seller's net economics improve even further. Buyers are often willing to absorb a small fee in exchange for flexible payment terms. You can also split the cost in any ratio that works for the deal.

The defaults (30% conversion boost for upfront, 60% discount reduction, etc.) are based on real outcomes from Ratio customers. Every business is different, so we encourage you to adjust the assumptions to match your situation. The "Other Variables" and "Assumptions" sections are expandable so you can fine-tune the model.

When you offer monthly billing without Ratio, you wait months to collect the full contract value, take on the credit risk yourself, and absorb the operational cost of billing and collections. With Ratio, you get paid the full amount at close while your buyer pays over time. Ratio assumes the credit risk and handles collections.

Absolutely. Our team can run a personalized analysis using your actual deal data, close rates, and discount patterns. Book a demo and we will walk through the economics together.