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Ratio is the Closing Motion Platform for B2B technology scale-ups. One flow from proposals to BNPL payment, through renewals and collections, so buyers pay over time and you get cash upfront.

Working Capital & Funding
5 Best Equipment Financing Companies for 2026 (Traditional, Fintech & Embedded BNPL Compared)
Selling high-ticket hardware is hard because buyers hesitate at large upfront costs. They want flexible payments, fast approvals, and simple checkouts—just like they get elsewhere. This blog explains how equipment financing helps vendors close more deals without giving up cash flow, and breaks down the top 5 equipment financing companies in 2026. One of them, Ratio Boost, stands out by helping hardware sellers offer flexible payment plans while still getting paid upfront.
Blog

Insights for Modern Revenue Teams

Explore how B2B technology scale-ups are transforming their closing motion.

Working Capital & Funding
B2B BNPL for Hardware and HaaS Companies: Selling Equipment Without Waiting on Payment
Hardware sellers pay for the build, the freight, and the install long before the buyer's first payment, and budget timing stalls the deal. This guide compares six ways to close the gap and shows how B2B BNPL lets buyers pay over time while you collect the contract value upfront.
B2B BNPL & Payment Terms
How to Use B2B BNPL on Multi-Year Deals and Renewals (Without Cutting Your Price)
Multi-year deals, expansions, and renewals turn into discount conversations when the real problem is payment timing. Here is how to give buyers room to pay over time while your company collects the contract value upfront.
B2B BNPL & Payment Terms
The AE's Guide to Pitching B2B BNPL: Talk Tracks for the 6 Most Common Payment Objections
Stalled deals rarely die on product fit. They die on payment terms. Here are word-for-word talk tracks for the six payment objections AEs hear most, and how to offer buyers room to pay over time while your company still collects upfront.
CASE STUDIES

PROOF IN THE CLOSING MOTION

See how teams like Motive, DearDoc, and Taxwell close faster and get paid upfront with Ratio.